We Get you the Lowest Housing Loan Rates.
Our Service is FREE – Let us help you Compare and Save on Monthly Mortgage repayments!
Our Partnered Banks
Latest Housing Loan Rates
Updated at: 21/11/2024
| NEW PURCHASE | REFINANCE | NEW PURCHASE (BUC) | |
|---|---|---|---|
|
FIXED RATE |
1.05% |
1.05% |
N.A |
|
FD-LINKED |
1.20% |
1.10% |
N.A |
|
BOARD RATE |
1.40% |
1.40%
|
1.14%
|
|
SORA |
1.29% |
1.29% |
1.29% |
3 Easy Steps to Get The Lowest Housing Loan Rates
Fill in the Form For A Call From Us
We Will Get In Touch With You With The Best Housing Loan Rates
Complete Your Home Loan Application With Our Partnered Banks
Why FinanceGuru?
Compare & Get the Best Rates
Impartial & Professional Advice
Our Service is Free
Cash Rebates up to $2800
What Our Customers Say!
Jason Lim
17:09 20 Oct 21
Fabian is knowledgeable, helpful and patient agent who had assisted us throughout the process of getting our... house bank loan successfully. Our questions & doubts are also well answered. Thank you & appreciated 😁🙏read more
劍峯
04:07 30 Jul 21
Garry is very friendly and helpful. He handled me through out the whole process and made the mortgage loan so... easy. He is always available when help is needed, he is always timely and fast response. He is very patient and explain the application to me in detail and also propose/suggest the best package to my need. He always provide answer to my queries promptly and correctly. I am glad to have Garry to help me on the successful mortgage loan.Thanks Garry.read more
Arnold Stanis
05:39 14 Jul 21
Sin Ling from FinanceGuru helped us with our home loan refinancing. My home loan was still under the lock-in... period by the bank, and due to the higher rates that it was locked in at, I asked for her help to look at the possibility of refinancing at lower rates.She was very prompt and meticulous. She calculated that while I will pay a penalty to the bank for breaking the lock-in period, the lower interest charges and rewards by recontracting with another bank will still provide substantial savings for me.She suggested a shortlist of rates from a few banks to me and advised me on the pros and cons of each plan and tenure. Once I have selected the bank and plan, the paperwork process was handled fast, smoothly, and conveniently.Going to FinanceGuru for my mortgage loan application was definitely the right decision, and Sin Ling was the best! Highly recommended for those seeking new home loans or looking to refinance.Thank you, Sing Ling and FinanceGuru!read more
Josephine Mok
09:58 05 Jun 21
I met Sin Ling through a referral by my agent.I had a list of questions, she was patient and took the time... to explain each of them. Her prompt response and support made the entire loan process smooth and fuss free, which I very much appreciated. Most of all, she always had my best interest and negotiated on my behalf for a lower interest rate.Highly recommended!read more
Ryan Ong
16:36 28 May 21
I’m glad to praise Leonard for his professionalism and responsive follow up. Application process was fast and... easy to understand, answers all my questions to his best ability. Keep up the good work & definitely recommend people who needs your service! Loud Cheers!read more
Wang Josiah
07:59 21 May 21
We were referred to Jasper Eng (Head Of Mortgage) from a trusted friend.Jasper's professionalism shined... throughout the entire process. Not only was he patient to understand our situation, he was able to provide precise questions and non-biased answers. It was crucial for my wife and I to make a wise and informed decision, and Jasper helped set the stage for that in a very short amount of time.His timely response assured us that he was always on top of things and giving our case a close watchful eye. Even at 3am.Shelia and I deeply appreciated Jasper's sincere efforts to make this process smooth. With his help, we are confident that we have made the best decision out of all the options available.We will definitely highly recommend Jasper to our friends in the future!Josiah and Sheliaread more
jeff tan
13:34 28 Apr 21
Garry is responsive and helpful. Highly recommend. He has provided us a lot of information based on his... knowledge. He provided answers to my queries promptly and correctly. Besides that, he think of my best interest and find the most suitable home loan rates for me.He also response fast and timely.Most importantly, he handheld me throughout the whole loan application process and made mortgage loan so EASY.Many thanks!read more
Joey Ting
07:54 24 Apr 21
A shout-out to Jasper Eng for meeting me personally and guiding me patiently throughout the my housing loan... refinancing process. He was non-pressuring, giving very detailed options, evaluating pros and cons of each home loan rates. I was able to pinpoint the most suitable home loan rate due to prompt and reliable reply. Thumbs up to his excellent service 🙂read more
Jennifer Tan
04:23 24 Apr 21
Having minimal knowledge on mortgage loan, Leonard was patient and detailed in explaining the whole process... and what's available in the market. We can sense his sincerity in finding the most suitable home loan rates for us, at our best interest.Our queries were answered promptly and correctly. Really hassle-free with him around during the whole process - he settles all paper works for us yet keeping us informed of the status.Thanks Leonard.read more
esther chan
06:59 22 Apr 21
For the house loan that I was looking for, I was given great professional advice by Adrian. He had made... responsive reply to whatever queries I had. He is definitely very helpful and efficient thus making the loan application swift and easy.Definitely a great service provided by Adrian.read more
Jerlin Chun
13:17 21 Apr 21
Jasper is very professional and responsive whenever i contact him. He did his homework very well and have all... the answers to my queries.I do not have to worry about not getting the best rates as Jasper will think of our best interest and find the most suitable home loan rates. Every process were guided step by step. I am glad that Jasper were recommended to me by my friend.Will definitely recommend Jasper.read more
Ashlyn Soh
10:57 21 Apr 21
I would like to take this opportunity to thank Jasper Eng for the most professional, knowledgeable and... responsive services that he had provided us. He cleared all our queries promptly and correctly. Always put us on the best interest and found the most suitable home loan package for us. With patience and value added services we are very thankful that we made the right decision. We will definitely get his help again for our next mortgage loan or refinance.read more
Lee Yee Han
07:55 21 Apr 21
Jasper helped me with my home loan when I bought my place. He was the most professional and knowledgeable... mortgage broker I have gotten in contact with during that period. Was able to answer my queries and clear my doubts. Thinking in my best interest and putting forward the most suitable plans for me to choose from. Fast, responsive & professional. He made this home purchase journey easier. Will definitely engage them again when it's time for me to refinance my home loan!read more
Kiana Gray
2022-06-27T02:12:17+0000
When I started trading in Bitcoin (BTC) a few months ago, I really didn't have the needed tools to trade and... I had losses a lot until I met Mr Danny A Stewart who taught me all about trading market strategies as he managed my account for me. I am more than willing to share with you my successful trading outcome today. Now I am filled with gratitude to him for his exceptional trading skills because it has really changed me financially with an investment capital of $2,000 and am making $16,180 return(s) per week right now. If you need Danny’s help, you can reach him Telegram: @Danny_stewart93WhatsApp: +12066725974Facebook: Danny A Stewartread more
Xavier Hartono
2022-01-01T13:39:36+0000
Talked to many mortgage loan companies. No one could match Financeguru. They know what they are talking about... and that is what matters. Kudos to Sin Ling. Got the best deal.read more
David Solomon
2021-03-09T11:09:29+0000
We worked with Gary Lim.He was quick at responding, eager to help ensure we got what we needed to close our... deal, always at the ready to help solve an issue. Very highly recommended to contact him.read more
孙媛媛
2021-02-17T03:48:55+0000
Thanks for Garry Lim always think of my best interest and find the most suitable home loan rates for me. He... helped me to handle throughout the whole loan application process and made mortgage loan so EASY.read more
Shahiran Don
2021-02-08T05:19:49+0000
Was recommended to engage Ms Melissa Chan for the loan processing for my new flat...Really grateful for her... help in ensuring the loan process went smoothly...She was very helpful, prompt in her replies to my queries and following up to ensure things get done...Thanks again Melissa for the help...Highly recommended...👍🏼👍🏼read more
Haslinda Mohamed
2021-02-02T13:57:35+0000
I recommend Gary from Financeguru because he has been helpful in guiding me to chose the most suitable loan... and guide me through the process. He response to my queries fast.read more
Wu Yufengning
2021-01-04T14:29:58+0000
I would highly recommend Melissa Chan from FinanceGuru. Thanks to her great work, my first home loan... application was finished smoothly. She is very patient and helpful. Good job! 😁read more
Dave Chiam
2020-12-15T12:16:34+0000
I approached Finance Guru for assistance to apply for my housing loan and Garry Lim responded very promptly.... He was patient and took time to understand the situation before speaking to his team of bankers. He also made sure they had all the correct information and was very prompt in his follow up until the loan was approved. Two thumbs up for his service! I will not hesitate to recommend Garry Lim to anyone who needs assistance in applying for housing loan!read more
Calvin Chong
2020-12-14T07:27:41+0000
I would highly recommend Leonard Cheah. He has been very prompt in helping out with my loan transition and... constantly updating me the status of the application. He did it in a very professional way and not force selling. He is willingly to share the pro and the con of converting my house loan from HDB to bank loan. Appreciate your effort. I strongly recommend him for housing loan relating services.read more
Joyce Loh
2020-12-06T14:38:19+0000
I am glad that I click on the link. Garry was super helpful n prompt in the entire process. He willingly went... an extra mile n expedited my request. And the important thing his rates r the best! Highly recommended.read more
Brendon Soh
2020-12-03T13:37:34+0000
i will highly recommend fabian from finance guru should you require any refinancing issues. he is very... knowledgeable in his trade and has provided me with valuable advise and guidance. Thanks again fabian.read more
Jon Fua
2020-11-26T11:58:34+0000
Garry is a super patient advisor who did not mind restructuring my loan 3 times in a week!He always listen... to the many concerns I have and was able to come out with solutions for me within the day.Really grateful to him and his banker for getting my refinancing loan approved within 2 days, despite my (relatively) low income.read more
Winnie Ng
2020-11-05T16:10:07+0000
Garry did a great job and got us the loan with a major bank with a lower interest rate. He provides answers... to our enquiries with prompt response. Not only thinking of our interest he helps us throughout the loan application and make it so easy. Thank you Garry, we really appreciate it. Highly recommended, Garry!!read more
Han Song
2020-11-03T14:55:08+0000
Garry was very patient, guiding step by step along the application process. Follow up was quick and managed... to settle everything quickly. Very thankful.read more
Bryon Pua
2020-11-02T02:05:08+0000
Garry from FinanceGuru is a very kind and patient person. High recommendation!
Loh Jiunn Shyan
2020-10-30T12:46:45+0000
Fabian has been very professional and followed through my case diligently. Thank you.
Fioneric Love
2020-10-30T12:09:27+0000
I was introduced to Garry by a good friend... Garry handheld me throughout the whole loan application process... and made mortgage loan so EASY.read more
Thoufeeq Ahamed
2020-10-29T10:36:43+0000
This is the first time I heard about FinanceGuru. Garry is the consultant, whom I had liaised with. He is... really knowledgeable and polite in answering all my questions. He had provided a very good option for me to select the refinancing option with a bank. I would refer my friends to him in the future in order to do refinancing their property. Thumbs up!read more
Suhairi Hairie Muhd
2020-10-21T21:18:47+0000
We were intending to purchase a house and came across Fabian from FinanceGuru. He was patient, prompt,... responsive and always offer relevant advice when communicating with us. His wealth of experience and sincererity eases the anxiety that I had. Besides property loan, he also recommended us a good law firm and mortgage insurer. Even after we completed our transaction he was prompt in answering our queries. Thank you so much. Its really hard to find someone like Fabian that genuinely shows care and concern especially in property or financial transaction. Will definitely engage and recommend him for future transactions.read more
Tee Qinghui
2020-09-19T13:57:28+0000
Was assisted by Garry on refinancing my mortgage loan.Highly recommend Garry, as he is patient & always... think of our best interest by getting us the most suitable home loan rates.He assisted us throughout the whole process. (Made refinancing mortgage loan so easy)Overall very good experience. Thanks Garry 👍🏻read more
Sheena Chang
2020-09-18T01:34:11+0000
I would like to extend my appreciation to Ms Low YuCi,Thea for assisting me to refinance my home loan.She is... very capable,efficient and extremely helpful in handling my queries in choosing the best fit loan suitable to my need.Hence making my application hassle free and promptly.Thank you and kudo to your firm for having such an reliable employee.read more
Jinyuan Shen
2020-09-17T14:26:06+0000
When I indicated my interest in refinance my home loan, Thea from FinanceGuru contacted me. Greatly... appreciated her help in guiding me to fill up the application form and answer my queries. She is very patient in explaining the technical terms. thumb upread more
Raay Goh Wee Kiat
2020-09-12T15:25:03+0000
Had checked out several mortgage brokers & found Garry service good & prompt. He had seriously considered my... refinance criteria before recommending the most suitable loan available. Garry, thanks for your service!read more
Yiponn Fun
2020-09-12T14:03:44+0000
Garry answered my queries patiently, promptly and correctly and best thing is I saved my interest for my... house.read more
Boon Choon
2020-09-12T11:01:43+0000
1st time using finance guru for my mortgage loan. Garry was helpful and responsive throughout the entire... process, honest and transparent. Will definitely recommend Garry to my family and friends.read more
Tee Stacey
2020-09-01T05:04:55+0000
I'm very pleased to have Garry Lim from FinanceGuru help me secure my refinance loan at an attractive rate.... Garry presented the options to me clearly, sought to understand what I was looking out for, and made recommendations based on his professional views which I deeply appreciate. Through his wonderful network, he was able get in touch with the different bankers very quickly and made sure that I got the best deal in a short turnaround time. Garry was extremely accomodating, helpful and prompt in responding to my queries and requests. Most importantly I was able to complete the entire loan process quickly and effortlessly with his help. thanks a million Garry 😊read more
Premkumar Subramaniam
2020-07-23T03:38:13+0000
Jasper Eng assisted with my refinancing needs and he made the whole process very smooth and easy. All... questions and queries were answered promptly and precisely. Helped to move quickly to snap a great deal on a loan at the last minute and I am pretty pleased with the outcome! Highly recommend Jasper and Finance Guru.read more
JO Poh
2020-07-22T08:48:28+0000
Swift response from Garry and timely reply to my queries. Make comparisons for me at ease. Good step by step... guidance on applications. Overall good experience. 👍🏻read more
Terence Ng
2020-07-14T15:32:08+0000
1st time using FinanceGuru and im impressed by the service that Garry has provided. He is very prompt in... responding to my queries. I did not make a quick decision when he 1st approached me but he patiently follow up with me on the latest rate. I like his consultative approach when he start to understand my thoughts and planning 1st before he match the most suitable package. Really appreciate the patience and the thoughts of always thinking from my point of view. Highly recommend anyone who is looking for a mortgage loan to look for Garry Lim.read more
Sandra Chee Seow Sian
2020-07-04T02:56:16+0000
It was such a great experience with the service provided by Fabian, from FinanceGuru. Fabian shown his... expertise, trustworthy and quick responsive. He helped me save the hassle in finding the most suitable refinance home loan package. I truly appreciated for his timely response and most importantly, not pushy!As a satisfied client, I highly recommend Fabian and his team. Kudos to you!read more
Bao Sheng
2020-07-03T12:29:53+0000
Good research and good service. Highly recommend Jasper from the Finance Guru team who is highly experienced... and supportive. Appreciate Jasper for looking out for our needs and advising us on timing to secure the rates before it headed up.Many thanks to Jasper and team once again!Immanuelread more
Abdul Rafi Salleh
2020-07-01T01:44:57+0000
Firstly, I would like to commend FinanceGuru, Mr Garry for being the fastest one to contact me (half a day)... after I had requested for broker services through various mortgage portals. It is literally a first come first serve basis for my selection as I was in a hurry to kick off my resale application.Mr Garry clearly explained the various mortgage rates and unbiasedly recommended me two competitive bank rates suited to my risk profile. He also justify the reasons on the pros and cons of these two rates. He guided me and answered all of my questions as a first time bank loan seeker. Needless to say, his professionalism won me over and I trusted his recommendation with strong justification as it makes financial sense.Furthermore, knowing that I was in rush to quickly get bank loan approval to meet the ethnic quota deadline at the turn of the month, Mr Garry helped me to expedite my loan application and solicitor letter with the two parties (i.e. bank and lawyer firm). I think it is advantageous to have a broker who have a good relationship with various parties so that hiccups are minimised.Thinking about it, settling the bank loan (without in-principle approval) and the first resale submission within less than 2 weeks for a DIY homebuyer is a feat and Mr Garry plays a big part in all of that. Thanks bro!read more
Tracy Chong
2020-06-29T07:16:33+0000
This a late review , wanted to wait for my refinance home loan to complete (took 3 months). I chanced upon... Financeguru on FB and honestly also few other platforms that claim to give good assistant on home loan refinance. I was contacted by Leonard Cheah from Financeguru and comparing with other brokers, he quickly understand my situation and explained to me well on all my questions.His response was also good and he followed up promptly but non-pushy and listened to my concerns and provided good recommendation then. I was able to save a lot of hassle contacting different bankers and find the most suitable home loan rates for myself.I definitely will recommend him and look forward to find him to help if there is any future requirement on home loan. Thanks Leonard!read more
Zoe Lim
2020-06-08T09:41:04+0000
Working with Jasper has been most delightful and pleasant. He was helpful, patient and responsive. Will... definitely choose to work with him again! The whole process of loan application was made easy because of him. Thank u Jasper!read more
Marcus Goh
2020-05-29T05:11:38+0000
Excellent service, prompt action, and got me the best rates I could ever ask for. Delighted that I made this... decision to go with FinanceGuru, many thanks to the team that made it possible. The tens of thousands of dollars that I saved was more than what I could ask for!read more
Phillip Chor
2020-05-14T04:11:16+0000
i fb-ed FinanceGuru and was attended by Fabian. Fabian promptly contacted me and shared with my wife and I... the options available given our situation. He also simplified financial technical terms to aid our understanding. There was at no point in time that we felt the pressure to commit. Fast forward, Fabian kept on top of things and ensured it was a smooth process between various parties (bankers, legal, hdb). It has a been pleasure and a big thank you to Fabian on the good work! keep up the awesome work aptitude and I highly recommend him.read more
Nicole Cheah
2020-04-22T09:05:57+0000
It’s been a Breeze and great experience to have FinanceGuru assisted my home loan refinancing activity. I was... served by Garry Lim highly recommended by my trusted friend. Garry was very active and efficient in following up my request and provided me useful info to make decision on bank selection to refinance with. He was prompt to keep me informed of the status update on the loan process. Despite the CB in place, this process was made almost frictionless having Garry being customer focus to assist in completing refinancing in proper. Kudos to Garry and thank you for going the extra mile! I’ll definitely recommend anyone to reach out to him if you are looking for financial service!read more
Johnny Lim
2020-04-03T05:02:51+0000
Appreciation to Garry Lim who promptly reply to my request and help me by getting the most suitable packaging... for my refinancing.read more
Cikgu Nahar Shariff
2020-03-16T02:41:17+0000
Jasper and Thea were very helpful to my wife and I as we journeyed together when we bought our property... recently. They gave us sound advice and were prompt in their responses, even at odd hours and over the weekends. We felt at ease with these professionals from Finance Guru.read more
Ben Chan Wai Kean
2020-03-12T03:19:34+0000
Great leg work from Garry Lim! Great proposals and valuable insights on the pro/cons. Painless and fast... process. Will definitely look for you again in few years time.read more
Lionel Chen
2020-03-11T06:59:18+0000
Shout out to Winnie, very patient and helping out and explaining the alternatives, and even after my loan was... approved she still helped with questions. Very good for first timers (yes I am one) 👍read more
Jolene Lou
2020-02-12T02:57:22+0000
Thank you Thea Low for your commitment and the prompt service given to me. , service was really pleasant and... hassle free. Thank you for doing the extra mile ! Highly recommended Thea and financeguru!read more
Koh Siew Hwee
2020-02-06T14:57:19+0000
Garry from FinanceGuru was very helpful and provided a detailed analysis on the different loan options. He... also responded fast to my queries when reviewing through the loan offer which I really appreciate it, as he helped to make the entire refinancing process very easy.read more
Yang Yang
2020-02-01T13:55:12+0000
Thankful to Winnie Teo who has relentlessly helped me sourced for the most suitable loan packages and had my... best interests at heart to recommend what I need. She worked very hard including weekends and anytime to answer my quiries and offered to help me collate the document. As I am relocating out of the country, she also helped to quickly expedite the appts for lawyer, valuer and disbursement of the loan. Thumbs up for such wonderful service and highly recommended. 👍👍👍read more
Prabhu Murugesan
2020-01-09T00:44:15+0000
Thanks Thea for your commitment and the prompt service given , service was really pleasant and hassle... free.Strongly recommend Thea and financeguru!read more
Yusuf Bogey Terry
2020-01-03T07:59:31+0000
Thanks to Garry Lim who is very prompt and able to get the whole loan process done very timely. He is able to... give the best advise and solution on cost saving for my properties.read more
Zhi Quan
2019-12-27T04:02:27+0000
Kudos to Thea Low on assisting me on refinancing my condo unit loan smoothly and with very good loan deal... package! I am a very happy customer. 🙂read more
Looi Maysiew
2019-12-26T23:34:06+0000
Thanks yuci for her prompt service and competitive rates that she gotten for us. Service was really good and... the adminstrative work required by us was almost hassle free. No gimmick marketing which mislead customers. Highly recommend yuci and financeguru!read more
Alvin Sung
2019-12-23T01:34:14+0000
Defintely. Mark had been the most helpful and always willing to go the extra mile. Very professional and... responsible. 👍read more
Kheng Hock Lau
2019-12-11T08:09:41+0000
Garry was assigned to assist us on our refinancing. He is friendly and very helpful throughout the entire... process. He was also accommodating with our schedules. Thank you!read more
Andrew Ong Gek Meng
2019-12-06T13:24:03+0000
Garry Lim was very patient & his follow up was very good. It made our experience really good & hassle free.... We are very pleased with the service. Keep it up!read more
Richard Nkp
2019-12-06T09:57:17+0000
Garry Lim is a very professional service renderer. He has assisted and provided sound advice on my home... loan.Provided answers to my queries promptly and correctly.Understand my needs and proposed the best interest and find the most suitable home loan rates for me.He is Timely and of Fast ResponseAdvised me throughout the whole loan application process and made mortgage loan so EASY.read more
Bernard Poh
2019-12-06T09:16:23+0000
Very fast and prompt consultant Gary Lim. Documents were reviewed and submitted in a short couple of days... period. Always in contact with when only necessary, overall please try it for yourself if u need any services from FinanceGuru.😄read more
Marcus Yeo
2019-12-06T09:12:25+0000
Prompt response from the teamThanks to Thea who manage to secure me a very good deal. Highly recommended
Boon Ping
2019-12-06T09:03:19+0000
Special thanks to Mark for the effort, always willing to go the extra miles to find the best deal for me.... Highly recommendedread more
Edward Lau
2019-12-06T08:49:00+0000
Excellent work from the team from Financeguru! Special shoutout to Garry and Sin Ling for providing clients... an unbiased view of the interest rates packages available and in depth market knowledge. In addition, excellent understanding of various bank's application requirements leading to a seamless refinancing transition!read more
Silas Tan
2019-07-13T08:04:19+0000
Extremely responsive and responsible consultants. They really know their stuff and prioritizes their... customers' needs. Highly recommend them.read more
Terrence Tan
2019-04-29T14:37:39+0000
Prompt response and good service rendered by the consultant on our home loan application.
Weixian Low
2019-04-29T14:27:34+0000
Look for mortgage guru @Jasper Eng
Stanley Soh
2019-04-16T14:12:47+0000
Professional service with sound advice, for a peace of mind!